E.E.K.Crete: “Bomb” for the Bank, but “balm”for five borrowers, the “haircut” of the debt at 850.000 euros

Decision “bomb” for the Bank, but “balm” for five borrowers , characterized by the Union of Protection of Consumers of Crete, the exists. 444 /2016 decision of the Court of Chania…
There are no words ,in this decision, it admits of the Union of Protection of Consumers of Crete, where he saw five borrowers, related persons among them ,(couple, mother, spouse , parents of spouse ) states, to leave behind them ,the hoarsely of indebtedness , (overall they had a debt of over a million euros), to save their homes ,dreaming of a new economic beginning .
Detail and in accordance with the notice of the Union for the Protection of Consumers of Crete, it is a newest couple, with two adult children, for the widowed mother of the husband and the parents of the husband, who testified, and the five are jointly applying to the Court of Chania, for inclusion in the n,3869/2010, as in some loans, there was interdependence between them (guarantors) and to reduce costs.All of them had common lending bank
Specifically, the husband had a debt 263.096,05 euro, the wife 251.970,35 euro, the widowed mother of the husband 248.721,71 euros, and the parents of the wife of 121.969 euro each.Overall, their debt amounted to one million , seven thousand euros, approximately.
Income available to them.The couple only the salary of the wife, the husband is unemployed .The mother, a widow, a pension , and the parents of the wife of a retired father of IKA
Assets :All of them have a house, plot of land, which are located within the region of the Municipality of Chania.
The County of Chania , for the mentioned reasons ,the rationale exists.444/2016 decision ,judge both sides of the parties
1)ACCEPT , at the request of the applicants
2)ADJUST the debts of the
applicants with definition of a monthly payment “zero payments” for a period of three years, in accordance with article 8 para.2.3869/2010 , as in force
3), and COMMENDS ,by the sale of their residence
4)EXEMPTS the husband from the unbearable debt of 263.096,05 euro, definitely
5)REQUIRES , (a)the wife to pay on the creditor ,for the rescue of, the main residence of the amount των226,26 euro a month for a period of twenty-five years (300 months)b) the widow, mother to the rescue of her own residence, the amount of 215,49 Χ300 and (c) the parents of the wife 109,50 euro H 180 months , to pay every man
5)SHEARS , the debt of the δανειολήπτριας by 73% owed 251.970 will pay a SINGLE 67.878 euro for the rescue of the house.
for the husband of a haircut of 100% for the widowed mother,248.721,71 euro, for the parents of the wife by 84% in the every man owed 121.969 euro each, and we will pay 19.710 euro each for the rescue of their own home
In conclusion, for the Union of Protection of Consumers, Crete, is considered to be a decision “bomb” for the Bank, but “balm” for five borrowers who entered into loan scheme , subject to other prevailing conditions, there has been work, there had been no cuts in pensions .
For information , membership of the law Katselis, each overdrawn ,may come into contact with the Union, daily, tel.2821092306, 2821092666 and 2842020140
The Chairman of the Union of Consumer Protection Crete
Joan Μελάκη